Wednesday, February 14, 2018

Company Profile 






Our Updated Price list this 2018








Ano ang meron sa ST PETER LIFE Plan ?


Very Low Installment
Mura lang ang aming installment gaya ng Annual , Semi Annual , Quarterly at Monthly

Get Your Money Back
pwedeng bumalik ang binayad mo sa St Peter equevalent sa 20% ng contract price payable ito kada taon simula ng katapusan ng taon na 16th year until the end of 20th year kung buhay pa ang plan 
holder


Ito naman sa traditional without Money Back



Transferability
pwede ilipat ang plan sa ibang buhay na kakilala / kamag anak ( Living to Living )

Assignable
pwede ilipat ang plan sa mga namatay na kakilala / kamag anak provided that bayad na balance before I avail ang memorial service subalit kung nai lipat na sa namatayan ang insurance coverage ay terminated na 
(Living to Dead )

Unrendered Service
Ang iyong beneficiary ay makakatanggap ng cash value kung hindi ginamit ang memorial service according sa schedule or heirs or assign ay may option I retain ang plan for the memorial services only

4 days Viewing Period
Apat na araw na burol sa mga chapels ng St Peter or sa inyong bahay

Anti Inflationary
Hindi magtataas ang iyong monthly kahit na mag price increase ang mga plan , guaranteed memorial sevices ay Money back ang iyong plan kung buhay ka pa at wala nang babayaran pa sa future services 



10% Discount on Spot Cash

Loan Option after the 5 years paying period
waiting period ito before the money back

1st to 5th year Paying Period
6th to 15th year Waiting Period or Goodwill Period 
16th to 2oth year Money Back

Additional Benefits ( for chapel use only )

E Libing
pwede mapanood ng kamag anak mo abroad ang libing gamit ang internet

E Burol
Pwede mapanood ang burol ng kamag anak mo abroad gamit ang internet 

Pwedeng kumuha kahit Senior Citizen na pero walang Insurance Benefits pero guaranteed Memorial Service 



Ang traditional plan ay walang money back pero pareho lang ang benefits

Insurable 18 years old to 60 years old ( insurable age ) with insurance benefits  ( exactly 60 years old ) 

below 18 years old and above 60 years old ( non insurable age ) without insurance benefits 
( 60 and 1 day consider non insurable ) 

1. Cash Assistance 
cash benefits to plan value in case of death of the planholder within the Paying period . Must meet contestability period 

example 
 38,200.00 cover in 10 years ( St Gregory )

2. Extended Cash Assistance 
Cash benefit equivalent to plan value in case of death of the planholder within 5 years after full payment or until his/her 65th birthday , whichever comes first 

3. Accident Death and Dismemberment ( 18-60 years old only )
Cash equivalent to plan value for accident loss of life , loos both hands , both feet , both eyes or combination 

example 
38,200.00 X 2 = P 76,400.00 ( if accident loss of life )

4. Credit life / Unpaid Balance deemed paid 
Unpaid balance considered paid if planholder dies anytime within the paying period
kung mangyari sa planholder ay bayad na ang natitirang balance , with 1 year contestability period 

5. Contestability 
Contestability period of one year only as compare to the standard of two year period of other life plans
Contestability period is only one year from the inception of the contract , date of last reinstatement of transfer   

Law 2 year contestability period ( insurance code )

Example 
St Gregory life plan 
Si Richard ay kumuha noong November 1, 2017 , tumagal siya ng pagbabayad at buhay siya hanggang November 2 , 2018 tapos namatay ( either sa sakit or naaksidente ) may memorial service na siyang matatanggap , hindi na babayaran yung 48 months na kulang saka may cash assistance pa siya 
3 consecutive benefits in a row 
Only P 8,700 lang ang total na binayaran !!!!
Benefits : P114,600.00 ( 3 Annuals ) 
Memorial service , credit life , cash assistance , waiver 
However kapag hindi umabot ng 1 year ( 11 months ) babayaran ng naiwan or payor ang worth na 49 months na balance pa .

6. Waiver of Installment 
Exemption from paying the installment balance in case of uninterrupted disability for a period of at least 6 months during the paying period , the remaining balance is waives upon approval of the Branch Manager plus cash assistance whenever dies 

7. Lifetime Memorial Service 
ito ay guaranteed Assignable or tranferable 
Kung at need ay mas mahal ang babayaran 

8. Loanable 
Require : 
Full payment 
30% of the Contract price loanable 
1 year to pay with 1.75% Interest per month )  

Requirement : 2 valid ID , fill up form at the Office 

9. NO MEDICAL EXAMINATION REQUIREMENT !!!


Our Trust Fund 
para mabayaran ang mga plan holder kung ito ay insurable age pa 



our details of St Peter

ito ang gamit ng St Peter sa Paghatid sa Chapel to Simabahan to Sementeryo 






To Avail Contact 
Jessie Reyes 
Sales Agent 1 
09997503357 Smart 
09167729110 Globe and Viber Messenger 

1 comment:

  1. May loan ako. Nakabayad naman ako ng mga ilang buwan. Ang problema lumipat kami ng lucena. Kaya natigil ung pagbabayad ko sa loan ko. Nagtanong ako sa naga city personnel ng st. Peter kung ano ang dapat kung gawin. Lalo na at payable un ng 1 year. Maaari ko po bang mqkuha kung magkano pa ung magiging balnce kom

    ReplyDelete